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OUR SERVICES
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OUR SERVICES

Straightforward Advice in Black & White


It is our aim to ensure that you have the best possible independent advice when planning your financial future. Our philosophy is "Straightforward Advice in Black & White

Throughout our website you will find a wealth of information on a variety of financial topics and useful tools to help you gain a better understanding of the complexities of personal financial planning.

Our services include a review of your existing arrangements:

When was the last time your pensions, savings and life assurance plans were reviewed? As your personal circumstances change, there may well be a need to update your current plans in order to establish adequate provision for the future. Our relationship begins with a full review of your financial plans and also a detailed discussion on your hopes and dreams for the future.

Milestones in life

There are so many issues to consider when planning one's financial future, so here are a few 'milestones in life' to assist you.

Birth - start school - university or college - start work - change of job - first home - get married - start a family - move house - change of location - redundancy - start your own business - unexpected windfall - divorce - illness - retirement - death

With personal circumstances changing from time to time it is important to undertake a review your financial position to accommodate all of your needs, hopes and dreams.

The Financial Review Process

Dedication


You will be allocated a dedicated relationship manager who has many years experience within the industry and you can work as closely with them as you wish to, to achieve your goals.

At present Hurst Financial Consultancy manages in excess of Ģ50 million worth of investments.

Your dedicated relationship manager will discuss all aspects of financial planning with you and ensure that you and your family are fully protected before we look at investments on your behalf.

Clear and Simple

We will discuss all areas with you in plain simple language and we will dedicate time to you, to ensure you understand the complexities of the financial world.

Your relationship manager is available to discuss the following areas with you:

  • Protection areas
  • Pension planning
  • Investment management
  • Mortgages
  • Inheritance tax planning which includes Will writing facilities
  • Taxation issues (using our in house tax service)
  • Trust administration
  • SIPPīs and SSASīs under our own branded facility

Paperwork

Following each meeting we will send you a report to confirm the discussions we have had. This will include any recommendations and areas for further discussion. Again this will be in simple form so you can understand everything in the complex world of finance.

Internet

It is possible for us to arrange for your investment to be viewed on-line. Please ask and we can arrange this on your behalf. In the meantime why not have a look at an example client record.

Step 1

At our first meeting we discuss all areas of financial planning, primarily we will discuss the area of need that you are looking for advice on and review all other areas providing you with a full financial health check. This will give us a complete picture of who you are and will give us a snapshot of your hopes and dreams for your future.

Step 2

We will provide you with a financial report which will present you our solutions and recommendations for the immediate areas of concern, it will also highlight the gaps in your financial planning that will hinder you achieving your hopes and dreams for the future.

Step 3

Application process

Step 4

We offer reviews at intervals that suite each individual client, some clients like to be reviewed more often than others, and some like to transact business with us and leave future contact in their own hands. We can tailor make our review process to suite each and every individual client.

Pension planning

Personal Pensions, Company Pension Schemes, Stakeholder Pensions schemes, Self Administered Pension Schemes, Unlocking/Transferring Deferred Pension Benefits and Additional Voluntary Contributions (AVCs).

Investment planning & management

Investing for growth and/or income through Unit Trusts, Bonds, Offshore Funds, Stocks and Shares and Portfolio management.

Life assurance

Family Protection, Mortgage/Loan Protection and Business Protection.

Income protection

Replacement Income in the event Sickness, Accident and Disability.

Critical illness protection

Provides a Cash Lump Sum on Diagnosis of a serious illness such as heart attack, stroke, cancer, etc. or total disability.

Business & keyperson protection

To protect a business from the effects of losing a Key Director or Key Employee through death or illness.

Savings plans

Various schemes to plan for future requirements such as children's education, wedding expenses, 18th or 21st birthday present, deposit on a first home or any other purpose.

Annuities

Capital investment to purchase a guaranteed income.

Mortgages & Equity Release

For Residential and Commercial purposes, we have up to date information and access to all Building Societies, Banks and Central Lenders' schemes to suit individual circumstances.

Contacting us

On our website you will find an enquiry form to assist you, or you can e-mail us with a general enquiry. Our contact details are listed elsewhere on the website, including our location map.

We look forward to being of assistance to you.